SBA 504 Loans: Commercial Real Estate & New Construction
Designed specifically for economic development, the SBA 504 loan program provides long-term, fixed-rate financing for major fixed assets that promote business growth and job creation.
How the 504 Structure Protects Your Cash Flow
Unlike traditional loans, the 504 program spreads the risk and lowers your upfront burden. Typically, a conventional lender provides 50% of the project cost, a Certified Development Company (CDC) provides 40% backed by the SBA, and you, the borrower, contribute just 10%. This preserves your vital operating capital.
